Meet the Team

Daniel Unthank

Managing Director

“Nothing is impossible. There is always a solution - you just have to find it.”

As MD Daniel manages the broker, insurance, wealth management and administration teams. He also continues to assist clients with their finance needs and is passionate that every client receives exceptional service. His career in the industry began with a role in an independent financial advisory firm, and was followed by several years working for Mayfair brokerages. Daniel founded Holbrook Property Finance in 2010 at the height of the banking crisis.

Daniel is an experienced Tough Mudder, a keen target shooter and an avid Spurs fan.

Stephen Baldwin

Senior Financial Consultant

“If opportunity doesn’t knock, then build a door.”

Stephen’s career in financial services began in 1995 and he has been finding solutions for a wide variety of clients ever since. He joined Holbrook in January 2010 and the relationships he has built with lenders since then has really added value for his clients.

When not arranging finance Stephen can usually be found golfing, running or supporting Watford FC.

Lisa Ray

Senior Financial Consultant

“We know what we are, but know not what we may be.”

Lisa has worked in Financial Services Industry for over 13 years. She joined Holbrook Property Finance in September 2013 specifically to develop her skills and take them from acquired to accomplished by working with a huge variety of clients, incomes and circumstances.

Lisa loves music festivals, amateur dramatics (on stage - not in the office), supper clubs and salsa.

James Kurian

Senior Financial Consultant

“When one size doesn’t fit all, find a tailor to make it just so.”

James’ 18 years in the financial services industry affords him encyclopedic knowledge. He is adept at looking at solutions from both the client and lender perspective, which ensures his high success rate. James takes huge pride in making his client’s property dreams come true and ensuring the best product fit for all.

In his spare time, James loves a Latin American carnival, a Game of Thrones box set binge, and occasional attempts at mastering the didgeridoo.

Graeme Routledge

Financial Consultant

“If you don’t ask you don’t get.”

Graeme has worked in financial services since 2013, prior to which he spent 14 years in the legal profession. In Graeme’s opinion resolving technical issues with lenders can be just as challenging as subduing opposing lawyers! Despite the challenges, Graeme loves being able to help people to achieve their property goals.

When he isn’t making his client’s dreams happen, Graeme is either spending time with his family or tending to his Japanese maple trees.

Mark Scott

Financial Consultant

“Don’t dwell on your weaknesses, everybody else is already doing that for you.”

As one of the newer members of the team, Mark joined Holbrook to expand his knowledge and take the next step in his career. He enjoys assisting clients during, what can be, one of the most stressful and important times of their lives.

Mark is a keen sportsman, enjoys cooking and bringing new life to old furniture.

Jack Wild

Insurance Specialist

"You only live once but if you do it right, once is enough."

Jack has worked in the insurance industry since he was just 17 years old. He joined Holbrook in 2014 with the sole purpose of growing and developing the insurance department. Jack loves the job satisfaction that comes with knowing his clients are well protected and relishes the challenge of breaking down complex products into simple facts and figures that his clients can really understand.

Jack, plays ice hockey and loves drinking craft beer.

Chris Cotcher

Wealth Manager

"Only when the tide goes out do you discover who’s been swimming naked."

Chris has vast experience working in the industry for many years including developing new products for Haagen Dazs and helping to market Jack Daniels more successfully around Europe! After joining the Financial Services industry he spent some years working with private clients as well as businesses as diverse as Waitrose and John Lewis, the NHS, charities and international marketing consultancies.

Chris joined Holbrook Wealth Management after being impressed with the success of the business and the commitment to providing unparalleled quality service.

Chris gets great enjoyment from the knowledge he can genuinely help clients to better achieve their financial planning goals and aspirations.

Spare time for Chris involves playing sport, cooking and Scandi-noir TV. His perfect holiday is skiing – exercise, fresh air, the challenge and, of course, the après ski!

Annabel Crawshaw

Administration Manager

“Life is too short to have regrets - in the end, we only regret the chances we didn’t take.”

Annabel has been working in the mortgage industry for 10 years and joined Holbrook Property Finance in October 2011. Not only does she ensure the smooth running of our administration department, but she is also adept at liaising with both clients and lenders to obtain mortgage offers as quickly as possible.

When she isn’t organizing us all, Annabel is either in the gym or socializing with friends.

David Pettitt


“Family – where life begins and love never ends.”

David began his financial career with NatWest Bank before accepting a Financial Advisor role with Bristol & West after completing his FPC I, II & III. He joined Holbrook in February 2016 and is famous in the office for his brilliant and ebullient optimism in the ever-changing world of finance.

David loves his motorbike, his racing pigeons and the nineteenth hole.

Beth Tomlin


“There is nothing that chocolate can’t help with”

Beth ensures that client’s mortgages complete as quickly and as stress-free as possible. Responsible for post offer queries and dealing with solicitors, Beth enjoys the fast paced environment and the satisfaction of having happy clients.

In her spare time, Beth enjoys baking (and the rest of the team wholeheartedly support her!), watching Gloucester RFC and disappearing into the world of Harry Potter.