“Nothing is impossible. There is always a solution - you just have to find it.”
As MD Daniel manages the broker, insurance, wealth management and administration teams. He also continues to assist clients with their finance needs and is passionate that every client receives exceptional service. His career in the industry began with a role in an independent financial advisory firm, and was followed by several years working for Mayfair brokerages. Daniel founded Holbrook Property Finance in 2010 at the height of the banking crisis.
Daniel is an experienced Tough Mudder, a keen target shooter and an avid Spurs fan.
“If opportunity doesn’t knock, then build a door.”
Stephen’s career in financial services began in 1995 and he has been finding solutions for a wide variety of clients ever since. He joined Holbrook in January 2010 and the relationships he has built with lenders since then has really added value for his clients. Stephen also helps clients to better achieve their financial planning goals and aspirations by providing unparalleled service for pensions and investments.
When not arranging finance Stephen can usually be found golfing, running or supporting Watford FC.
"You only live once but if you do it right, once is enough."
Jack has worked in the insurance industry since he was just 17 years old. He joined Holbrook in 2014 with the sole purpose of growing and developing the insurance department. Jack loves the job satisfaction that comes with knowing his clients are well protected and relishes the challenge of breaking down complex products into simple facts and figures that his clients can really understand.
Jack, plays ice hockey and loves drinking craft beer.
“If you don’t ask you don’t get.”
Graeme has worked in financial services since 2013, prior to which he spent 14 years in the legal profession. In Graeme’s opinion resolving technical issues with lenders can be just as challenging as subduing opposing lawyers! Despite the challenges, Graeme loves being able to help people to achieve their property goals.
When he isn’t making his client’s dreams happen, Graeme is either spending time with his family or tending to his Japanese maple trees.
“Don’t dwell on your weaknesses, everybody else is already doing that for you.”
As one of the newer members of the team, Mark joined Holbrook to expand his knowledge and take the next step in his career. He enjoys assisting clients during, what can be, one of the most stressful and important times of their lives.
Mark is a keen sportsman, enjoys cooking and bringing new life to old furniture.
“I believe that if it will not matter in 5 years time, you should not waste your time worrying about it now. Every problem has a solution”
Katrina began her career at HSBC when she was 18 years old, working her way up through the company. During this time she spent 4 years as a Mortgage manager, finishing her career as an Insurance manager within Canary Wharf. Katrina uses her knowledge and experience helping clients with challenging circumstances and enjoys being able to negotiate loans that other brokers may not be able to.
When she’s not helping clients, Katrina enjoys travelling, spending time with family, hiking, any adventure and any new experience.
“Don’t worry about the impossible, strive to make it possible”
Aaron’s 7 years’ experience in financial services affords him a wealth of knowledge in mortgages. He is adept at looking at solutions from both the client and lender perspective, which ensures his high success rate. Aaron takes huge pride in making his client’s property dreams come true and ensuring the best product fit for all.
In his spare time, Aaron loves spending time with his young family, exotic food and Mixed Martial Arts.
“Expect problems and eat them for breakfast”
Aga ensures the smooth running of the administration department and is adept at supporting the senior management to ensure clients enjoy a stress-free experience. Her experience in the business to business corporate world is invaluable when dealing with lenders and solicitors.
When she isn’t organising us all, Aga spends her spare time on long walks with her daughter and dogs.
“My age is like my waist size; getting ever greater…”
Paul has over 25 years’ experience in the finance industry working as an underwriter, underwriting manager and administrator. His knowledge and experience make him perfectly placed to ensure mortgage offers are issued swiftly by lenders and conveyancing is carried out by solicitors within clients timescales. Paul is incredibly proud that he plays a vital role in helping clients achieve their goals.
Paul is our resident scholar and enjoys reading, history, cricket and football. He puts his knowledge to good use and regularly takes part in (and wins!) quizzes. He has even appeared on University Challenge!
“Determination gets you a long way”
Jenny is responsible for ensuring all our mortgage cases are processed swiftly and accurately. Liaising with lenders to confirm receipt of applications and relevant documentation, Jenny plays a crucial role in securing mortgage offers for clients. She enjoys the sense of accomplishment in every task she takes on and expanding her knowledge of the finance industry.
Jenny enjoys swimming, socialising and eating by the river.
“If you are not willing to risk the unusual, you will have to settle for the ordinary”
Matt is responsible for ensuring client’s insurance policies are processed efficiently and put into force as swiftly as possible. Matt liaises with clients and providers to ensure their insurance requirements are met and that client’s have the safe knowledge that they and their possessions are correctly protected. Matt prides himself on delivering excellent client service and helping them protect against any future situation.
Matt enjoys spending quality time with his family and watching rugby.
“We know what we are, but know not what we may be.”
Lisa has worked in Financial Services Industry for over 13 years. She established L J Ray mortgages in 2018 after enjoying a successful career with Holbrook Property Finance. L J Ray Mortgages is an Appointed Representative of Holbrook Property Finance and firmly believes in the same client centric ideologies.
Lisa loves music festivals, amateur dramatics (on stage - not in the office), supper clubs and salsa.
“Stay committed to your decisions, but flexible in your approach”
Clare is responsible for all the administration tasks of L J Ray Mortgages. Clare liaises with clients, lenders and solicitors and oversees the mortgage application process through to successful completion. Clare prides herself on providing excellent client service to ensure a stress-free experience for all.
Clare enjoys socialising with friends, dancing the night away, and spending quality time with her family.