Family Income Benefit

Family Income Benefit (FIB) is a distinctive type of life insurance designed to provide your loved ones with consistent financial support if you pass away during the policy term. Unlike traditional life insurance, which pays out a lump sum, FIB delivers regular monthly or annual payments to cover household expenses, helping to maintain your family’s lifestyle.

Why Choose Family Income Benefit?

FIB is a practical and cost-effective solution for securing your family’s financial future. Key benefits include:

• Ongoing Support: Regular payments ensure money is available when it’s needed most, covering essentials like mortgage repayments, utility bills, school fees, or daily living expenses.
• Affordability: Premiums are often lower than those of standard life insurance policies, making FIB an accessible option for long-term protection.
• Ease of Management: By providing steady income rather than a single lump sum, FIB minimises the risk of funds being mismanaged.

How Holbrook Property Finance Can Help

At Holbrook Property Finance, we understand that every family’s needs are unique. Whether you’re a parent safeguarding your children’s future or a homeowner planning for ongoing expenses, our expert advisors will help you select a policy tailored to your circumstances.

We’ll guide you through the key elements of Family Income Benefit, including:

• Policy Duration: Choose coverage that aligns with your family’s needs.
• Payment Frequency: Select monthly or annual payments to suit your household expenses.
• Coverage Levels: Ensure the policy provides adequate support for your financial commitments.

For added peace of mind, we can also incorporate critical illness cover into your policy, offering protection if you face a serious health condition.

Trusted Support for Financial Security

Holbrook Property Finance works with reliable UK insurers to secure competitive rates and robust policies. Our goal is to ensure your loved ones are protected without overextending your budget. From assessing your financial commitments to completing your application, we make the process clear and straightforward.

Secure Your Family’s Future

Family Income Benefit is a flexible and affordable way to provide ongoing financial support for your loved ones. Let Holbrook Property Finance help you create a policy that offers stability and peace of mind. Contact us today to learn more about how we can support your family’s future.